Let’s Make Costs—and Care—Crystal Clear

The No Surprises Act

You Have the Right to Receive a "Good Faith Estimate"

Under federal law, health care providers are required to give patients who don’t have insurance—or who are not using insurance—an estimate of expected charges for medical services, including psychotherapy.

You have the right to receive a Good Faith Estimate (GFEfor the total expected cost of any non-emergency healthcare services, including therapy. You can ask any provider for a Good Faith Estimate before scheduling a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Be sure to save a copy or photo of your estimate. For more information about your rights under this law, visit www.cms.gov/nosurprises.

Session fees

Standard 50-minute session: $240 (individuals or couples)

  • Longer sessions: Available and prorated based on this rate

  • Reduced-fee slots: A limited number are available

  • Payment accepted: Credit, debit, and HSA cards (including American Express and Discover)

Session fees are due in full at the time of service. For your convenience, payment can be made using debit or credit cards, or a health savings account (HSA) card.

Insurance—I am Out-of-Network (OON)

Like many therapists who’ve invested deeply in specialized training—and who prioritize client confidentiality—I am not in-network with any insurance panels.
However, many of my clients do successfully use their PPO insurance plans to obtain partial reimbursement. I am considered an Out-of-Network Provider (OON) and can provide you with a monthly superbill upon request, which you may submit to your PPO for reimbursement.

I always recommend contacting your insurance carrier before starting therapy to ask:

  • What is my reimbursement rate for out-of-network therapy?

  • What is my deductible, and how much has been met?

I am not a Medicare provider

As of January 1, 2024, LMFTs became eligible to enroll as Medicare providers—welcome news for our field. That said, I have opted out of the Medicare system as an out-of-network, fee-for-service therapist.

If you are a Medicare beneficiary (including Medigap or Medicare Advantage), you will not be able to use those benefits to offset the cost of therapy with me.

Navigating the Affordable Care Act (ACA)

Trying to choose an insurance plan under the ACA can be confusing. While I’m not an insurance broker or advisor, I can offer a few practical tips on selecting a plan that may help reduce your out-of-pocket therapy costs. I've created a separate page with ACA-specific guidance here.

When you’re ready to create a change—I’m here to help

The Good Faith Estimate sounds complicated, but it’s simple. Therapy sounds simple, but it’s a rich and multifacited process. The results can be surprising. You can reach me through my contact page or just give me a call. 

"MAY YOU BE WELL.
MAY YOU BE HAPPY.
MAY YOU BE FREE OF SUFFERING."
~TIBETAN HEART MEDITATION